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Saving Up a Mortgage Deposit

If you’re trying to save up for the mortgage deposit on your first house, then it might feel like the odds are stacked against you, you may be finding it hard to save, or have poor credit (debt advice Scotland can help with this). Speak to pretty much anyone, and they’ll tell you how hard it is for people to get onto the housing ladder nowadays- especially since the average cost of a deposit keeps growing and growing. While there is a grain of truth to all of this naysaying, it’s actually easier than you might expect to save up for a mortgage deposit. So long as you have the discipline to stick to a budget, and throw in a few more tricks to save as much as possible, you could save up enough for your deposit within just a year or two. While it does mean less money in the short term, you’ll save a fortune on rent in the long run- so it certainly pays off to get on that first rung of the ladder as early as possible. Read on, and we’ll talk you through some handy tips on how you can make …

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